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Whether you are looking for new coverage or wanting to replace a policy, you have come to the best place

For the Absolute, Best Pricing Anywhere!

Term Life Insurance Quotes in 3 Easy Steps:

1. Enter your information on the form to the right (at bottom for mobile phones).

2. Instantly compare quotes from near 50 top rated companies.

3. Select the policy that fits your budget and needs.

Click get application if you are ready to begin placing coverage.

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The 411 on types of life insurance

Term Life Insurance

This type of insurance is characterized by low premiums and a specific time period (the term) in which you are covered. Premiums are generally, though not always, level throughout the guaranteed term period. The longer the term period, the larger the premium will be. Many agents use the analogy of “renting” coverage as it is temporary.  Typically these policies have term lengths of 5, 10, 15, 20 or 30 years.
For instance, a 10 year term policy for $500,000 on a 40 year old female in excellent health runs about ~$17.00 per month. If the term period were to be 20 years, the premiums would increase to ~$28.00 per month. At 30 years, it becomes even higher at ~$47.00 per month.
Here are some sample Costs for variety of age/genders in excellent health for a 10 year, $500,000 policy:

Age Male Female
35 $15 $14
40 $18 $17
45 $30 $27
50 $46 $38
55 $76 $56

 

Here are some sample Costs for variety of age/genders in excellent health for a 20 year, $500,000 policy:

Age Male Female
35 $24 $21
40 $34 $28
45 $55 $43
50 $82 $61
55 $133 $99

 

Permanent Insurance Types – coverage for life

Whole Life Insurance

Universal Life Insurance

Variable Life Insurance

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